We source safe, sensible financing options for franchise candidates, matched to your unique financial composition.
Serving candidates coast to coast
Franchise brands we have arranged financing for
Multiple options to fit your financial composition
One solution, or the right combination of several. We find the formula that uses the least cash with the best payback.
SBA Funding
Government-backed loans matched to your franchise and financial profile, from 7(a) to CDC/504.
Learn moreRetirement Rollover Funding
Use your 401k or IRA to fund your business without early-withdrawal penalties or taxes.
Learn moreBusiness Plan Development
A professional, bank-ready business plan written by ex-bankers and credit analysts.
Learn moreUnsecured Loans
Business lines of credit and merchant cash advances when speed and flexibility matter most.
Learn more$M+
in funding arranged for our candidates
+
candidates guided through pre-qualification
hr
maximum turnaround on your financial analysis
wks
fastest path to rollover funds in hand
The Five C's lenders look at
Before any bank says yes, it weighs five things. Knowing where you stand on each is the first step toward bankability.
01
Capacity
Can you comfortably afford the payments? Lenders weigh income, employment history, and your debt-to-income ratio.
02
Credit
Your credit history, reported by past lenders. Higher scores generally mean lower risk, and every lender sets its own bar.
03
Collateral
What secures the loan. Equity in pledged assets, after existing debt is subtracted, factors into the decision.
04
Capital
Savings, investments, and other assets that could repay the loan if your income is interrupted.
05
Conditions
How you plan to use the money, plus the economic environment around the loan's purpose.
We hold your hand every step of the way
- 1
Discovery Call
We get to know each other, align our expertise with your needs, and answer your questions before anything else happens.
- 2
Pre-Qualification & Analysis
Within 24 to 48 hours of receiving your documents, we comb through your financial composition and deliver the options you pre-qualify for.
- 3
Discover Funding Options
We walk you through each option, ideally one solution that uses the least cash while leveraging your assets, then move into the bank process to acquire your loan.
If you are not quite fundable today, we give you the roadmap to achieve bankability.
Old-fashioned customer service, modern funding expertise
FundingSense was born from a simple idea: keeping you financially safe comes first, in every process. We listen until we understand your story, then find the formula that makes complete funding sense.
- Phone calls made when promised, deliverables on time
- A seasoned team that digs deep when obstacles appear
- No unnecessary questions, and answers until you feel confident